Stage 2 Business Solutions is a joint venture of Stage 2 Planning Partners and InKnowVision
Josh Patrick, CFP®, CLU, ChFC
Josh Patrick, Principal of Stage 2 Planning Partners has spent his adult life running and building businesses. For the first twenty years of his business career, he was President and operated Patrick’s Food Service. From a company with one employee Josh built the company to four branch operations with 90 employees.
During Josh’s tenure in the food service business he served as President of the New York State Vending Association, was Education Director for the National Vending Association and, in that capacity, developed several courses on Financial and People management skills. He currently writes a bi monthly column on maintaining financial wealth for an industry magazine.
In 1995 he sold his vending operation and started working in the financial services industry. First, for a large Mutual Insurance Company and since 1997 as President of his own firm, The Patrick Group, Inc.
Josh specializes in working with closely held business owners on a variety of concentrated issues that are unique to owners of private firms. Among these are risk assessment, cash flow planning, investment planning, retirement plan design, estate planning, succession planning and family business strategies.
Josh has spoken for many national trade associations and specializes in helping owners of closely held businesses develop plans that improve their personal satisfaction and bottom line in their business. His platform speeches concentrate on giving attendees true take home value from the programs that they can implement on their return to their office.
Josh presently is a member of Partners Financial, an insurance producer group. He also is a member of the National Association of Life Underwriters, The Financial Planning Association, The Million Dollar Roundtable and the Advanced Association of Life Underwriters. He holds a BA from Boston University and has the Chartered Financial Consultant and Chartered Life Underwriter designations from the American College. He is a licensee and holder of the Certified Financial Planner designation.
Scott J. Hamilton
Scott has practiced law with an emphasis on estate and income taxation for over 20 years.
Scott Hamilton is the CEO of InKnowVision, LLC, a design and tax strategies company dedicated to providing tax planning and consulting to the clients of attorneys, CPA firms and financial professionals throughout the country. Scott had a traditional law practice for over 20 years with an emphasis in the areas of estate and income taxation. As part of InKnowVision Design, he now collaborates with other professionals on clients who have an average net worth of over $20M. The company’s largest planning engagement to date has been with a real estate client whose assets had a total market value in excess of $500M and whose net worth was estimated last year to be in the $200M range. In 2003, InKnowVision, LLC, created a national program for attorneys, CPAs and financial planners devoted to planning issues for clients with significant wealth. This program draws its membership from the fields of law, accounting and finance and brings nationally known experts into a collaborative workspace allowing them the opportunity to share their best practices with our members. The faculty includes tax and estate planning partners of some of the country’s most respected law firms. In addition, speakers also include experts from non-legal fields specializing in areas of importance to clients of significant wealth, including family business, mergers and acquisition and small business issues.
EDUCATION AND PROFESSIONAL ACCREDITATION
Scott Hamilton graduated from Western New England College with a B.A. in Political Science in 1979. He took his law degree from Western New England School of Law, in 1982. He is a Fellow of the Esperti-Peterson Institute Masters Program in Wealth Strategies Planning since 1998. He was admitted to practice in Massachusetts in 1983 and admitted to practice in the Federal District Court and the Federal Tax Court in the same year.
PRESENTATIONS
Presentations to national groups of tax attorneys include: Alternatives to FLPs in light of Strangi and Kimball, Southern California Institute, San Diego, 2005 Installment Sales to IDITs and Alternatives to FLPs in light of Strangi and Kimball, Hilton Head (SC), 2004 Planning Issues for the Large Case, Chicago & Wilmington (DE), Capital Trust Company of Delaware, 2003-2004 Advanced IRA Planning Strategies-Beyond The “Stretch Out”, Hilton Head (SC) & Jackson Hole (WY), 2001-2002 Installment Sales to IDITS, an Alternative to GRATS, Boston, Chicago, Kansas City (MO), Nashville, Seattle, 1999-2003 Private Annuities & SCINs La Jolla (CA) & Tucson (AZ), 1997-1998 Practical Skills, A Basic Estate Planning Course for Lawyers, Boston, 1997 Marketing To Stock Brokers, Tucson (AZ) 1996
BOOKS AND PUBLICATIONS
Scott Hamilton is a contributing author to two estate planning books, Generations (1999) and Legacy (1997), The Esperti-Peterson Institute, Denver, CO. "Planning for Large IRAs," Commerce Clearing House Journal of Practical Estate Planning, October/November 2002, reprinted 2003. "Applying Valuation Strategies to IRAs," Aspen Publishers (A Panel Publication) Distribution Advisor, December 2002. "Restricted Management Accounts," Commerce Clearing House Journal of Practical Estate Planning, December 2002. Using Guarantees with IDGTs, Fall, 2000. Review articles for Cutting-Edge Current, Esperti Peterson Academy of Multidisciplinary Practice: "Does the New Alaska Trusts Act Provide an Alternative to the Foreign Trust?" 1998, and "Transfer Tax Issues Raised by Crummey Powers," 1999.
Randy A. Fox
Randy has been a financial planner for over 20 years, providing financial and business planning services to high net worth individuals and families.
A third-generation entrepreneur, Randy is a founding principal of InKnowVision, LLC, a national consulting and marketing firm that develops management and preservation strategies for clients of exceptional wealth. He is a director and faculty member of the InKnowVision Institute, which provides professional advisors with the advanced technical and interpersonal tools they need to attract and work successfully with high net worth clients. Randy also works directly with individuals and families in his role as President of Wealth Strategies Counselors, Inc. Randy is a nationally known wealth strategist, philanthropic estate planner, educator and speaker dedicated to helping individuals, professional advisors, charitable institutions and planned giving organizations do well while doing good. His collaborative approach facilitates clients’ ability to preserve and transform wealth in ways that honor their goals and passions while passing values, responsibility and stewardship ethics to their heirs.
EDUCATION AND PROFESSIONAL ACCREDITATION
Randy is President of the Board of the International Association of Advisors in Philanthropy. He serves on the Advisory Council of The Capital Trust Company of Delaware, and the Board of Directors of the Suburban Chicago Council on Planned Giving. He is also active in the Financial Planning Association, and the Chicago Council of the National Committee on Planned Giving. Randy is a Fellow of the Esperti Peterson Institute for wealth strategies research and education, and is a guest instructor for the John Marshall Law School LLM Program and the Illinois Institute of Continuing Legal Education.
PRESENTATIONS
Randy has an exceptional ability to make even the most complex and technical material clear and relevant. And his enthusiasm, warmth, and famously wry offbeat humor create a relaxed, fun environment for learning. Presentations to national groups of tax attorneys include: Alternatives to FLPs in light of Strangi and Kimball, Southern California Institute, San Diego, 2005
BOOKS AND PUBLICATIONS
Randy has served as co-editor in chief of the CCH Journal of Practical Estate Planning, and has authored its regular “Money and Meaning” column. He has also been a contributing editor for Cutting Edge Current magazine, and contributing author for the book Giving: Philanthropy for Everyone. Randy's articles and advice have appeared in Worth Magazine, Research Magazine, The Illinois State Bar Association’s Of Counsel, the Chicago Daily Law Bulletin, Law Firm Benefits, and The American Medical Association’s News.
Karen Temple Lynch, CFA
Karen received an MBA from the Wharton School in 1983. She worked for JPMorgan from 1983 to 1998, primarily as a credit analyst. In addition to assessing credit decisions for the commercial lending function, she spent several years preparing Morgan clients for the rating agencies. Industry expertise includes forest products, agriculture, food processing, chemicals, and steel. She also worked with JPMorgan's private banking clients, including company valuations and transition strategies.
In 1993, Karen earned designation as a Chartered Financial Analyst. After two years in buy-side investment research and a year training junior investment bankers, Karen returned to JPMorganChase and worked as a supervisory analyst and editor in investment grade bond research.
Most recently, Karen has been executive director of a regional economic development corporation in rural Vermont.